Q. What is eGuard?

A.  eGuard is Vantiv’s new risk based 3D Secure Solution that provides an extra layer of security for eCommerce transactions eGuard supports MasterCard SecureCode, Verified by Visa and ProtectBuy by Discover.

Q. Will Cardholders still have to enroll on Visa or Mastercard’s website?

A.  No.  With eguard, cardholders will automatically be enrolled in the new service.

Q.  Will Cardholders still be required to create a password?

A.  No.  Static passwords will be eliminated and cardholders authentication will be done via one-time password (OTP).  The OTP will be sent to the cardholders via SMS text messages.