Privacy Policy

Use Of Our Internet Web Site:

Peoples Bank is pleased to have a website available to anyone with Internet access. This informational site is presently maintained for those wishing to learn more about the mission of Peoples Bank and our available services and products. We are particularly pleased to offer Peoples Bank Online Banking, a secure online service which makes banking with us easier than ever.

Protecting your privacy is an on-going process.  Whether it’s in person, via telephone, or on the Internet, we at Peoples Bank are committed to protecting your privacy.  And you can rest assured we will continue to provide you with the most up-to-date safeguards possible to ensure the safety of your personal financial information.

 

What Does Peoples Bank Of Kentucky, Inc. Do With Your Personal Information?

 

Why?

Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Income
  • Account Balances
  • Credit History
  • Credit Scores
  • Purchase History

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Peoples Bank of Kentucky, Inc. chooses to share; and whether you can limit this sharing.

 

Reasons We Can Share Your Personal Information
Does Peoples Bank of Kentucky, Inc. Share?
Can You limit This Sharing?
 

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Yes – Peoples Bank of Kentucky, Inc. shares this information
No   
 
For our Marketing purposes – to offer our products and services to you. 
No – Peoples Bank of Kentucky, Inc. does not share this information. 
We Don’t Share 
 
For joint marketing with otehr financial companies
Yes – Peoples Bank of Kentucky, Inc. shares this information
No 
 
For our Affiliates’ everyday business purposes – information about your transactions and experiences. 
No – Peoples Bank of Kentucky, Inc. does not share this information. 
We Don’t Share 
 
For our Affiliates’ everyday business purposes – information about your credit worthiness. 
No – Peoples Bank of Kentucky, Inc. does not share this information. 
We Don’t Share 
 
For our Non-Affiliates’ to market to you. 
No – Peoples Bank of Kentucky, Inc. does not share this information. 
We Don’t Share 
 
 

What We Do:

 

How does Peoples Bank of Kentucky, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

 

How does Peoples Bank of Kentucky, Inc. collect my personal information?

We collect personal information, for example, when you:

  •  Open an Account
  • Apply for a loan
  • Use your credit or debit card
  • Give us your contact information
  • Show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
 

Definitions:

 

Affiliates 

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Peoples Bank for Kentucky, Inc. does not share with our affiliates.
 

Non-Affiliates 

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Peoples Bank for Kentucky, Inc. does not share with non-affiliates so they.
 

Joint Marketing 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our Joint Marketing partners include Credit Card Companies.
 

 

Questions?

Give us a call at 606-854-2461, or us the Contact Us form found HERE.

You can also download a PDF copy of our Privacy Policy here:

View Privacy Statement